This is the short list of tools, apps, and platforms paisava actually recommends to readers — the same ones we’d give a friend who asked. Some links here are affiliate links (see Disclosure). They cost you nothing extra and many give you a bonus.
If a category is missing, it means we haven’t found anything we’d genuinely stand behind yet.
📈 Investing & trading (India)
Zerodha — best overall stock broker
Cleanest interface, lowest fees, no nonsense. The default pick for most Indian investors. Free equity delivery, ₹20 flat for intraday and F&O.
Groww — best for first-time investors
Friendlier interface than Zerodha if you’re brand new. Direct mutual funds, stocks, and US equities in one app.
INDmoney — best for tracking everything in one place
Aggregates your bank, mutual funds, EPF, stocks, US stocks, even credit cards into a single net-worth view. Free.
💼 Freelancing & getting clients
Upwork — best for serious freelancers
Highest ceiling. Long-term clients, dollar pay, real careers. Slow to start, but worth it once you’re in.
Fiverr — fastest path to your first $
Lower per-gig pay, but clients come to you. Best for productized services.
🛒 Selling digital products
Gumroad — simplest store for creators
Set up a product page in 10 minutes. Sell ebooks, templates, Notion docs, presets. No monthly fee.
Canva Pro — design without being a designer
If you’re selling templates, thumbnails, or social posts, Pro pays for itself in a week.
⚙️ Productivity & running the business
Notion — second brain + client docs
Free for personal use. Where I keep every draft, idea, and side-project tracker on this site.
ConvertKit — email list, the pro way
If you’re serious about building an audience, an email list is the highest-leverage asset you can own. Free up to 1,000 subscribers.
Some of the links above are affiliate links. We only recommend things we’d recommend without one. Full disclosure here.